Meet Our Lenders

Pam Woodall
Steve Boswell
Lee Ann Arrigo
Kathey Hannon
Susan Pace
Hannah Simerly
Rachael Springfield


NMLS# 907332 (Beach Cmnty Mtg Services, Inc.)

 
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Pam Woodall Pam Woodall

President
NMLS# 440328

Beach Community Mortgage is under the leadership of Pam Woodall, who serves as its President. Her mortgage career has spanned over 30 years and includes all phases of mortgage loan origination. Pam is committed to delivering the most competitive mortgage products available with a level of customer service that exceeds client expectations. She works closely with real estate professionals, the clients and the team at Beach Community Mortgage to ensure a seamless hassle-free experience. Pam’s professional affiliations include the Mortgage Bankers Association (MBA), active member of all area association of Realtor organizations and builders industry associations.
Pam is active in the community and has volunteered with the ARC of the Emerald Coast, the Emerald Coast Foundation, the American Heart Association and the American Cancer Society. She is an active board member of the Greater FWB Chamber of Commerce, FWB Kiwanis Club as Chairman of the Aktion Club, Emerald Coast Chapter of The American Business Women’s Association and serves on the board of Impact100 of NWFL. She has served two terms as Honorary Commander at two military installations as well as was the prior Military Affairs Committee chair for the FWB Chamber.
 

Pam can be reached at PamelaW@beachcommunitymortgage.com
Office:  850.315.4100
Toll free: 888.864.2946
Fax:  850.315.4102
Address:  11 Racetrack Road NE, A, Fort Walton Beach, FL  32547

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Steve Boswell Steve Boswell

Vice President, Sales and Production
NMLS# 320019

Steve is a dynamic leader with a unique ability to achieve success in multiple business channels to include Mortgage Lending and Real Estate-Rental Management. As a former VP/Area Manager in the mortgage banking industry, Steve spent much of his time developing local and regional builder relationships, recruitment of top producers, joint ventures for strategic alliances and supervising a 5 county area production team. He holds more than 25 years of success and knowledge in business development and recruitment strategy and brings a high level of market knowledge to our origination team. Steve works very closely with the loan originators and production partners and his experience brings growth and continued success to Beach. As a USAF Veteran and past Honorary Commander of the 96th Medical Group, Eglin Air Force Base, Steve is very involved in community organizations. He is a very active member of All Sports Association of NWFL and served as the organization's President in 2011. He attended Florida State University where he was a member of the Sigma Chi International Fraternity and in 2008 served as Sigma Chi's University of West Florida Charter Chapter, Alumni President and Undergraduate Chapter Advisor. Steve also attended Troy University where he received his Bachelor Degree in Human Resources Management. Steve is very devoted to his family, his community and his Florida State Seminoles

Steve can be reached at StevenB@beachcommunitymortgage.com
Office:  850.315.4100
Toll free: 888.864.2946
Fax:  850.315.4102
Address:  11 Racetrack Road NE, A, Fort Walton Beach, FL  32547

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Lee Ann Arrigo

Lee Ann Arrigo

Mortgage Loan Originator
NMLS# 197729

Lee Ann started in the mortgage business in 1982 as a loan processor, after she had pursued her dream of moving to the Emerald Coast. She has since worked in all facets of the mortgage industry, including opening and managing a local mortgage department within a bank, underwriting, and loan origination, which is where she’s focused the past 19 years.  She earned her VA, FHA and Conventional delegated underwriting degrees in the early 90’s which has contributed to her success in mortgage loan originations.  Lee Ann has extensive experience in all types of mortgages from first time homebuyers to second homes and investment loans. During her career, she has received the Emerald Coast Association of Realtors’ Affiliate of the Year award twice. Over the past 15 years, she has served on many committees of the Emerald Coast Association of Realtors. Lee Ann strives to give her customers the easiest and smoothest mortgage experience possible with excellent service.  Call her anytime to get started financing your dream home. 

Lee Ann can be reached at LeeAnnA@beachcommunitymortgage.com
Cell:  850.461.1018
Office:  850.315.4100
Toll free: 888.864.2946
Fax:  850.315.4102
Address: 11 Racetrack Road NE, A, Fort Walton Beach, FL  32547

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Kathey HannonKathey Hannon

Mortgage Loan Originator
NMLS# 394318

Military ties brought Kathey Hannon to the white sandy beaches of the Emerald Coast in 1988. She is proud to call this area her home. She brings over 25 years experience in all aspects of mortgage financing to our Beach Community Mortgage team. Kathey's commitment to customer service, industry knowledge and the willingness to go the extra mile has created long term client relationships. Kathey is an active member of the Navarre Area Board Of Realtors and The Emerald Coast Association Of Realtors. She has been a supporter of the American Diabetes Association for many years.

Kathey can be reached at KatheyH@beachcommunitymortgage.com
Cell:  850.865.3539
Office:  850.515.1344
Fax:  850.515.1522
Address:  9290 Navarre Parkway, Navarre FL  32566

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Susan Pace Susan Pace

Mortgage Loan Originator
NMLS# 486751

Susan has called the Emerald Coast her home since 1999. She has more than 16 years of experience as a Mortgage Loan Originator and is skilled in all types of Mortgage Lending.
She specializes in Conventional and VA New Construction loans, FHA, VA, USDA Rural Development and Jumbo loans. Susan has extensive experience working with First Time homebuyers to second homes and investment loans. She is a member of the Niceville Chamber of Commerce, Emerald Coast Association of Realtors and Emerald Coast Women Council of Realtors where she received the affiliate of the year twice. Susan can be contacted anytime by phone, text or email for personalized and expert customer service.

Susan can be reached at SusanP@beachcommunitymortgage.com
Cell:  850.376.4924
Office:  850.678.3990
Fax:  850.678.2967
Address:  100 Armstrong Avenue, Niceville, FL 32578

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Hannah SimerlyH Simerly

 

Mortgage Loan Originator
NMLS# 1687009

Hannah has called the Emerald Coast home since 2000, since the military brought her family to the area. She is knowledgeable of the local real estate market and has many family and friends who are realtors or affiliates. Through mortgage lending she hopes to make others dreams of living in this beautiful beach community a reality. She is committed to working and growing her business with many local groups including the Emerald Coast Association of Realtors, Emerald Coast Women’s Council of Realtors and the local Young Professionals chapters.

Hannah can be reached at HannahS@beachcommunitymortgage.com
Cell:  850.5827241
Office:  850.315.4100
Fax:  850.605.9223
Address: 11 Racetrack Rd. Fort Walton Beach, FL 32547

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Rachael Springfield R Spring

Mortgage Loan Originator
NMLS# 459912

Rachael grew up here along the Emerald Coast and is a Choctawhatchee High School Graduate, Go Indians! She has over 17 years of experience in the Mortgage Industry here along the Beautiful Gulf Coast. She specializes in VA, FHA, Conventional, Condos, Rural Development, First Time homebuyers, Construction and Renovation loans. She along with her team stay involved throughout the entire loan process and take pride in offering world class service. Whether buying your first home, investment property or looking to refinance a current mortgage Rachael has the knowledge and expertise to get the job done.

Having grown up in large military family, Rachael is honored to be a part of her local military community and passionate about making sure that her clients process is as easy and stress free as possible. Rachael is a member of the Emerald Coast Association of Realtors, Navarre Area Board of Realtors, Pensacola Association of Realtors, Emerald Coast Women’s Council of Realtors and Relay For Life. On her off time she enjoys CrossFit, boxing, playing tennis, golf, running, boating and spending time with her family. She is very passionate when it comes to assisting buyers with the financing of their dream home and is always available to include evening and weekends.

Rachael can be reached at RachaelS@beachcommunitymortgage.com
Cell:  850.259.0979.
Office:  850.315.4100
Toll free: 888.864.2946
Fax:  850.315.4102
Address: 11 Racetrack Road NE, A, Fort Walton Beach, FL  32547

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